This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your real estate consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.
Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Not all borrowers will qualify. Use of the data is at the user's sole risk. This chart is for illustrative purposes only. This is not a commitment to lend. Not all borrowers will qualify. These are the current national mortgage rates on popular loan products. Rates shown are not available in all states or to all borrowers.
Interest rates and APRs are based on current market rates, are for informational purposes only, are subject
to change without notice and may be subject to pricing add-ons related to property type, loan amount,
loan-to-value, credit score and other variables - call for details. This is not a credit decision or a
commitment to lend. Mortgage insurance may be required. If mortgage insurance is required, the mortgage
insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be
available. APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking
into account such items as interest, most closing costs, discount points (also referred to as "points"), and
loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your
monthly payment is not based on APR, but instead on the interest rate on your Note. Adjustable Rate Mortgage
(ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly
payments are subject to increase after the fixed period.
Rates and APRs also assume owner occupied Single family residences with an 80 loan-to-value (20% Down
payment). Discount point have varied and can be found on www.freddiemac.com. These mortgage averages are
for loans in 1st Lien Position. The historical Freddie Mac PMMS® data is provided "as is," with no
warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied
warranties of merchantability or fitness for a particular purpose. Use of the data is at the user's sole
risk. In no event will the advertiser on this app or Freddie Mac be liable for any damages arising out of or
related to the data, including, but not limited to direct, indirect, incidental, special, consequential, or
punitive damages, whether under a contract, tort, or any other theory of liability, even if Freddie Mac is
aware of the possibility of such damages.
Suzie Kelley is a life-long entrepreneur. Hard work, perseverance, passion, and determination are the keys to career success, but especially for Suzie who was a single mother raising three young children who was able to overcome indescribable odds.
In her early twenties, she started a corporation of five restaurants that successfully grew to twenty-two franchised restaurants operating out of her office. After fourteen years, she sold the franchises which allowed her to create a gourmet catering company and design her own restaurant.
In addition to being a savvy and talented restauranteur, Suzie’s entrepreneurial nature led her down several additional paths – a modern day renaissance woman, of sorts. The real estate industry was a natural fit for her and after obtaining two state licenses she quickly soared to Top Agent in Texas and New Mexico for five years! Never one to deny her passions, she also launched and owned three clothing boutiques while promoting her own clothing line at the same time.
Her hard work and perseverance paid off and after two of her children graduated from college, she made the decision to retire to the Gulf Coast. However, and not surprisingly, her spirit of adventure and business acumen did not allow her to stay put very long.
In 2010, she moved from the Gulf Coast to the Rocky Mountains. Not long after, she married the love of her life who she travels the world with – in one year she visited 17 different countries! While not traveling or working, Suzie enjoys entertaining her family and friends in her beautiful home with all sorts of homemade gourmet creations which is another one of her passions.
In her current business adventure, Suzie continues to work hard with steady and continued persistence in this fast-paced real estate market. Always a student, she constantly continues learning from motivational guru and philanthropist, Tony Robbins, real estate agent and coaching leader, Mike Ferry, and participated in and passed the notoriously difficult “Sweat Hog” course by Floyd Wickman.
You will have to look very hard for a more dedicated, loyal, and knowledgeable agent to guide you through the challenging process of purchasing real estate – especially now when the market seems to have a mind of its own. Suzie’s full spectrum of experience in life and business is invaluable and will allow you to feel comfortable and confident in your buying and selling decisions.
You are going to a 3rd party website and there is NO WARRANTY, expressed or implied, for the accuracy of this information or its applicability to your financial situation. Please consult your real estate consultant.